Motor Vehicle Cover

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Motor Private Comprehensive

We have tailor-made a special package for private car owners with the following benefits at a rate of 3.5% of your vehicle Value.

1.Excess Protector (This is an excess free policy whereby should you suffer any loss we exempt you form paying the standard policy excess thereby you do not need to worry about the excess fee anytime you lodge a claim with us

2.We extend a benefit to cover you against riots & strikes

3 We extend  a cover to safe guard you against Civil Commotion risks

4.We cover you against Political violence Risks

5We cover you against Terrorism & Sabotage Risks

  1. We cover your windscreen for a limit of kes 50,000

7.We cover your Car Radio CD for a limit of Kes 50,000

8.We cover  any authorized driver who sustains injuries or succumbs to the injuries following an accident to a limit of Kes 500,000

9.We cover you against ATM Robbery/Forced withdrawal to a limit of Kes 20,000

10.We cover you for towing and Breakdown expenses to a limit of Kes 30,000

11.24Hrs AA Rescue incorporated in the policy whereby  incase the vehicle has a mechanical breakdown or involved in an accident  anywhere in Kenya our Partner AUTOMOBILES ASSOCIATION OF KENYA(AA ) Will rescue you.

12.Loss of use –We give you a courtesy car while we undertake repairs for your car following an accident

13.Free Valuation and full mechanical, body and Electrical inspection REGENT VALUERS & AA

14.Third party bodily injuries  Ten Million Shillings

15.Third Party Property Damage Ten Million Shillings

16.Third Party Death Unlimited

Vehicle Insurance

This is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle. Vehicle insurance may additionally offer financial protection against theft of the vehicle, and against damage to the vehicle sustained from events other than traffic collisions, such as keying, weather or natural disasters, and damage sustained by colliding with stationary objects.

Personal Accident Cover

Our personal accident cover offers compensation for death, permanent disablement, temporary loss of income due to disablement and medical expenses arising from an accident. The schedule of benefits include but are not limited to the following;

  • Compensation for Permanent Total Disablement
  • Compensation for Temporary Total / Partial Disablement
  • Critical Illness Cover
  • Accidental Medical Expenses
  • Compensation in case of death
  • Funeral Expenses
  • Artificial Appliances

Group Accident Cover

A group personal accident insurance policy has the following characteristics:

  • Issued to a group of people with similar risk profile
  • Group can be formed by an employer (of employees), organisation, travel company, banks, and other service providers (for customers), etc.
  • The insurance covers the expenses and compensates the insured group members for any injury sustained in the course of their lives (except injuries obtained due to excluded causes)
  • The general benefit includes the following:
    • Accidental Death
    • Medical Expenses arising out of accidents
    • Permanent total disability due to an accident
    • Permanent partial disability due to an accident
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